admin Virgin Money is launching its Buy Now, Pay Later credit card targeting Generation Z borrowers, which will allow them to spread the cost of purchases over up to six months interest-free. The Challenge Bank’s Slyce card will allow customers to split payments over up to 12 months, with no interest charged on the three- and … Read more
Most of us will take out some form of protection insurance at some point in our lives, to ensure the family’s finances are secured if the breadwinner becomes too ill to work – or worse. But new research reveals that those who take out life insurance are less likely to get different types of coverage … Read more
The Bank of England raises interest rates and this drives up mortgage rates, and our calculator lets you see what that might cost you. You can see how much more you’ll pay on your mortgage if the lender changes the rate you’re paying (or how much you’ll save if rates drop). The calculator allows you … Read more
American Express is offering its largest sign-up bonus ever on its new Platinum Credit Card. New customers who sign up for the Platinum Card by 25 October and spend £6,000 in the first six months will receive a whopping 60,000 Membership Rewards points. They will also receive a £200 credit for online spending at American … Read more
My wife and I are considering getting life insurance as we are trying for our first child. At 49, I’m 15 years older than my wife, and I’ve heard that life insurance starts to get much more expensive once you reach 50. Is this true and is it better for me to start a policy … Read more
A new study by Aviva finds that a cost-of-living crisis has forced more than a million optimistic first-time buyers under the age of 45 to put their plans on hold. One in five of those surveyed said the cost of living crisis and inflation make buying a home unaffordable. The survey, which focused on those … Read more
Hundreds of thousands of students are getting their A Level results today, and those who have the necessary scores will be eagerly awaiting their acceptance letters for their chosen undergraduate courses. But for those who are not getting the results they were hoping for, don’t panic. Over 47,000 students were accepted onto a university course … Read more
More than half a million people are trapped in life insurance that may force them to choose between unsustainable premium increases or devastating drops in money payments. Controversial investment-related insurance policies were popular decades ago, but have since been abandoned by clients and companies after an explosion of complaints. Because the policies are tied to … Read more
The average five-year fixed mortgage rate fell below 6% for the first time in nearly two months as lenders slashed their rates from an October peak. The five-year average fixed interest rate is now 5.95%, down from 6.32% on November 1. The two-year steady average is 6.13%, down from 6.47% at the start of the … Read more
Earlier in the week, an Iceland supermarket launched an interest-free micro-loan scheme with lender Fair for You, to help customers manage the cost-of-living crisis. Within a day, demand on the scheme was causing delays to the Fair for You website with applications taking an hour to be approved, compared to the site’s usual response time … Read more