I have a life and serious illness cap but I’ve heard these could be affected by the pandemic. I’m also concerned that my cover providers will include exceptions to my policies, especially now that there’s been an uptick in Covid-19 cases again and yet another lockdown. I am also worried that I will have to … Read more
For shoppers looking for ways to increase their cash, the reward credit card has long been touted as a quick win. However, with Sainsbury’s Bank reducing the points offer from November, are these cards still worth the effort? The answer will likely be “yes” if you are willing to use it for all your daily … Read more
My partner and I don’t own a home, and will continue to rent for a few more years to save up for a deposit. We don’t have any kids yet, but it’s something we’ll be thinking about in the next year or two. Since we rent and don’t have any dependents, is it really necessary … Read more
New research finds that nearly half of people between the ages of 25 and 44 are considering taking out income protection insurance to protect their monthly income as a result of the Covid pandemic. While millions of people in the country have seen a decrease in the amount of money they take home due to … Read more
American Express has revamped its Preferred Rewards gold card, with a huge sign-up offer aimed at attracting new customers. Until 8 November 2022, joiners can earn up to 30,000 Membership Rewards points when they sign up and spend £3,000 in the first three months. The subscription offer is a 50 percent increase over the usual … Read more
I’m 52 and decided I needed to get some life insurance to cover the rest of the mortgage and pay for my family if I died early. I’ve looked around and seen a lot of products that are over the age of 50’s. Is there anything that makes this type of life insurance better for … Read more
I own a successful furniture business that has grown from £7m to £65m over the last 5 years. We did this without taking on any long-term debt or equity partners – instead paying little in dividends and holding our balance sheet to allow for continued growth. However, we have taken short term facilities with our … Read more
Lee Boys: Why wouldn’t John Lewis want loyal, reliable customers using his credit cards? By Lee Boyce for the Daily Mail published: 6:00 PM EST, November 1, 2022 | Updated: 06:22 EDT, November 2, 2022 Another week, another Money Mail mailbag full of complaints about John Lewis credit cards. Dozens and dozens of you have … Read more
John Lewis has turned down tens of thousands of applicants who have applied for the new reward credit card. Almost 600,000 orders were successfully processed after it moved its provider from HSBC to NewDay. About 4 percent were rejected for it – including some re-applications. This could amount to as many as 25,000 failed apps, … Read more
Concerns about huge debt related financing for new and used cars are growing as the cost of living crisis grips household budgets. Car borrowing has risen 253 per cent in just over a decade, from £11.2bn a year in 2009 to nearly £39.6bn in the past 12 months, according to a new report. With average … Read more