Will the costs of protection insurance increase due to the Corona virus?

I have a life and serious illness cap but I’ve heard these could be affected by the pandemic. I’m also concerned that my cover providers will include exceptions to my policies, especially now that there’s been an uptick in Covid-19 cases again and yet another lockdown. I am also worried that I will have to … Read more

Almost half of adults in the UK are considering taking out Income Protection Cover

New research finds that nearly half of people between the ages of 25 and 44 are considering taking out income protection insurance to protect their monthly income as a result of the Covid pandemic. While millions of people in the country have seen a decrease in the amount of money they take home due to … Read more

Banks are refusing me to lend to SMEs – what should I do? Dave Fishwick replies

I own a successful furniture business that has grown from £7m to £65m over the last 5 years. We did this without taking on any long-term debt or equity partners – instead paying little in dividends and holding our balance sheet to allow for continued growth. However, we have taken short term facilities with our … Read more

Now tens of thousands have been turned down for a John Lewis credit card

John Lewis has turned down tens of thousands of applicants who have applied for the new reward credit card. Almost 600,000 orders were successfully processed after it moved its provider from HSBC to NewDay. About 4 percent were rejected for it – including some re-applications. This could amount to as many as 25,000 failed apps, … Read more